Creator (Seller) Agreement

    This Agreement governs Creators who offer services and receive payouts on Idol. It is the basis on which Idol retains recourse against Creators.

    Version 2026-06-18 · Effective June 18, 2026

    Identity verification & KYC

    7.1Payout-gated verification

    Before Idol releases any payout to you, you must complete identity verification to Idol’s satisfaction. You may browse, build a profile, apply to gigs, and be booked before verifying — but no funds will be disbursed to you until verification is APPROVED.

    7.2What we collect

    Government-issued photo ID; a selfie holding that ID (liveness/ownership check); and an NBI clearance (Philippine police clearance) where applicable. For Creators operating through a registered business or agency, we additionally collect corporate registry documents (SEC/DTI), the legal entity name, owner/director name(s), registration number, and tax identification number.

    7.3Ongoing

    You authorise Idol to re-verify your identity periodically and upon risk triggers, and to request additional documents. Providing false or altered documents is grounds for immediate termination and fund reversal.

    7.4Consent to checks

    You consent to Idol and its PSPs verifying your information and screening you against sanctions and watchlists, and to the processing of your personal data for these purposes in accordance with the Privacy Policy and the Data Privacy Act (RA 10173).

    Payouts & flow of funds

    8.1Escrow

    When a Brand pays for a booking, funds are held in escrow by the PSP. Funds are not the Creator’s property until released under §8.3.

    8.2Verified payout destination

    Payouts are made only to a payout destination registered under your name and verified through the PSP (e.g. GCash/bank via Xendit; Wise via micro-deposit; PayPal via verified email). The account-holder name must match your verified identity. Idol will not pay out to third-party accounts.

    8.3Release condition

    A payout is released only after (a) the Brand confirms the deliverable (or the review window lapses), AND (b) your identity verification is APPROVED (§7.1). Commission is deducted at release; the balance is disbursed to your verified destination.

    8.4No advance payouts

    Funds are never released to a Creator before the deliverable is confirmed.

    Accurate listings & delivery

    9.1Accurate listings

    You must accurately describe your services, audience, platforms, and follower metrics. Idol may verify social-account ownership (e.g. one-time code sent from the claimed account) and may review and approve or reject profiles and listings.

    9.2Delivery

    You must deliver the agreed service to the agreed scope and timing. Failure to deliver as described entitles Idol to withhold or reverse the corresponding escrow funds (§10).

    Recourse, clawback & chargebacks

    10.1Recourse against the Creator

    You are liable to Idol for losses arising from your non-delivery, misrepresentation, fraud, or breach. Idol may, at its discretion: withhold a pending payout; reverse or claw back funds held in escrow before release; offset amounts you owe against current or future payouts; suspend or terminate your account; and recover amounts owed through lawful means.

    10.2Chargebacks & disputes

    Where a Brand raises a chargeback or dispute, Idol may hold the relevant funds pending resolution. If a chargeback is upheld due to your act or omission, the associated amount (and any fees) is your liability and may be recovered under §10.1.

    10.3Cooperation

    You agree to cooperate with Idol’s and its PSPs’ investigations and to provide requested documentation.

    Sanctions, AML & monitoring

    11.1Representations

    You represent that you are not sanctioned and will not use Idol to facilitate money laundering, terrorist financing, or sanctions evasion.

    11.2Monitoring

    You acknowledge that transactions are subject to fraud and AML monitoring by Idol and its PSPs, and that Idol may report suspicious activity to competent authorities and the PSP as required by law.

    Taxes

    12Your tax responsibility

    You are solely responsible for determining, reporting, and paying any taxes due on amounts you earn through Idol.

    Brand (Buyer) Terms — summary

    If you use Idol as a Brand, the following buyer terms also apply.

    CBrand obligations

    Brands agree to fund bookings into escrow up front, confirm deliverables in good faith within the review window, and not transact off-platform. Business Brands may be asked to provide SEC/DTI registration and contact-person details for verification. Chargeback abuse is prohibited and may result in suspension.

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